Absolutely not. Homeowner’s insurance exists precisely to cover
instances of natural disasters. Utilizing your insurance cannot,
in itself, lead to penalties. Insurance rates fluctuate based on
the cumulative number of claims within a specific zip code, not
individual claims. However, your policy might include a provision
for a rate increase in certain scenarios, so it's always prudent
to check your homeowner’s policy for this clause.
A deductible is an amount that a policyholder is obligated to pay
out-of-pocket as part of their claim. When you file a claim that
gets approved, your deductible is deducted from the payout from
your insurance company. Think of it as your co-pay, similar to a
doctor's visit. The deductible is payable to the contractor.
Yes, indeed. As a general contractor, XYC Inc holds full
liability insurance and workers' compensation. We value the peace
of mind of our customers, assuring them that our company is not
only reputable but also financially secure, well-established, and
committed to safety.
We use both asphalt shingles and architectural styles sourced from
a variety of manufacturers to accommodate the unique needs of our
customers.
The duration of a roofing project depends on several factors,
including the size of the roof, the type of materials used, and
the prevailing weather conditions. However, most residential
roofing projects can be completed within 1-3 days. Our team at XYC
Inc will provide a more accurate timeline once they've
assessed your specific situation.